Simple math dictates that such a low down payment will result in an acceptable cash-on-cash return for even the most razor-thin positive cash flows.

@Jon S. how do you jump the shark by thinking that this model Bob's Repair will be accepted within real estate?

I would be leery about giving anyone a card unless you have a track record with them.If it is a flip we are doing the GC work, we have used a CC which we get points (or miles) on . . . just beware of the interest rates many are charging now which is more than what loan sharks were getting arrested for charging a decade ago . . .

Our home was 95% rented the entire summer (only vacancies were 1-2 slots between stays occasionally). 

Now, the first available slot is in last week of Oct.

I was going to buy a house for my sister to rent from me and going to make a razor thin profit.  

Speaker's time slot is roughly 2:50-3:50 as we do an intro and a wrap-up as a part of each meeting.- Speaker must be valid and experienced in profitable STR ownership and preferably already teaches this topic to others, has an existing presentation etc.- There is no fee available for this. 

Everyone is human, and it is possible a file got misfiled or put in the wrong mail slot, but after this much time I would have been marching into the HA office if I wasn't getting answers on the phone. 

They are all what Mark Cuban on the Sharks show, "Snake Oil."

And a razor thin one.