Because not everyone want to take the time and energy to learn it!

It's just that those potential movements will be based on other considerations (chiefly, incoming economic reports) and NOT on the Fed's rate cut.To make matters more confusing, it's important to remember that Fed policy still has a tremendous impact on rates, but that impact stems from the Fed's words and quarterly projections.

If I am reading the info right - Your Insurance company wants to ensure that the heating was on therefore ensuring that the pipes didn't burst due to freezing, not that there was a supply of energy to the house. 

Meanwhile hardly any emphasis is placed on the loan administration and even more importantly the relationship component of lending.Far too many investors, particularly those just starting out, are being conditioned to seek out the “easy” lending choice rather than invest time and energy required to cultivate meaningful relationships with lenders who truly value the borrower/lender relationship and are interested in assisting you grow.

C" tenants are not all bad people, economically they may not have a bunch of money but they are not all bad people.

We did sell a couple of the duplexes which werent worth the energy we were having to put in.

I lean toward the latter—this is more about economic conditions and the lingering post-COVID effects.

The City of Chicago has recently streamlined its financial incentive programs for economic development within city limits.

If you go do all this legwork and they end up getting cancelled, you lose time, money and energy.

It's not a mind-boggling salary, but it's enough, and the economical decision would be to move into a LCOL area and thrive.