Kris over at Anderson Agency is who we use on all of our deals.

(b) The lien for taxes or assessments or other rights of any taxing agency that does not consent to the sale under this chapter.

Do you care to share your experiences with the VA system and would you mind sharing which agency you ultimately went with and found the most success?

For all properties, I am thinking of getting one insurance agency help find the landlord insurance company for all properties.

From a purely water reduction perspective, a low-flow, dual flush (0.8/1.28 gallon) or single flush 1.28 gallon toilet if you don't think your tenants can master the dual, will save you the most ... especially if you are removing old 5-gallon/flush toilets.

I would at minimum send them to an outside collections agency.

I use them for all my STR and MTR policies. comments above are correct tell the insurance broker/agency EXACTY what you are doing and they can give you the best policy 

Should I hire a collection agency?

Although most states have adopted model disclosure regulations promoted by the National Association of Insurance Commissioners, no state or federal agency requires them to mention such basics as investment-­management fees, rate of return, and (with the exception of New York) sales commissions.Insurers also don’t disclose what part of the annual premium goes to pay the life insurance vs. savings components of the policy.

Todd,A Reverse Mortgage or HECM loan is an Agency backed mortgage that allows you to access a portion of your equity with no payment required, the interest you're not paying gets added to the loan.