My credit dropped dramatically to 500 because we couldn’t make payments.

The rates are reasonable (mortgage rates just dropped again yesterday as an attempt to offset the standards tightening, which effects Home Equity Lines rates as well).

UW didn't get more conservative, leverage didn't drop, asset class (A/B versus B/C) didn't change. 

The price has dropped twice since it has been on the market... it has been on the market for 2 months.

There's this one near us that we like but it's been on the market for close to a year, the price never drops and I find that really weird.   

I am not thinking of a SFH until prices drop.

I'd be willing to bet in the next 6-12 months prices will drop.

Now a good deal is a good deal and if you have the means I would still buy the only thing I would do differently in the immediate future is buy for cash and not for appreciation because we have no idea how far things will drop.

Great returns, but the values seem to never rise, according to him).As the market evolves through the pandemic, values will probably begin to drop, and foreclosures (or forced sales) may begin to rise, so the timing might be right for acquisition.

Since everyone is penny pinching 🤏 high unemployment is here for who knows how long let alone GDP IS GOING TO DROP.