I'm not an expert but if you qualify for a Heloc and you can get a Heloc, what you do with that money once it's accessible is up to you. 

I am $3k upside down a month.Don’t know what to do, please help.Do I stop paying on the loans?

or3)  Something else.I'm getting all spun around the axle on this one and it's stopping my forward momentum.  

I feel that access to capital will allow me to further my real estate investing racket.

You are giving the tenant all the power.More importantly stop being afraid of vacancy.

There are other ways to increase your rent payments by on-site amenities, it's accessibility on it's frontage/or primary road, it's location that is close to a good accessibility to many businesses, and the parking that they get or have to use.' or any other value-add item. 

@Alexander Felice I agree I think it is great as it allows easy access from Fayetteville to 95.

Breaking even means that you will eventually lose money when either a tenant damages your property or something stops working and needs replacing or a tenant stops paying their rent and you are forced to evict.

There are a ton of decent options in Dorchester (five Red Line MBTA stops) and while I've been in that one foreclosure that Charlie mentioned and it is a wreck, you can get plenty of places that still have positive cash flow.David

I have access to capital and a strong knowledge of residential (as well as other types) construction.I'm from Mechanicsburg, Pennsylvania (which is just south of the capitol city of Harrisburg).Would welcome any suggestions for finding deals.