The VA rules on termites can be a real pain in the butt.

Your final cash-to-closing numbers will vary based on your loan product - I'd be here all day if I were to throw out savings goals per product, so I'll save you the pain.

Psychology, risk tolerance and self-discipline are involved. 

As for the noise complaint... we get them all the time, its a pain. 

I am due to close on my first duplex in PA in about two weeks and the title search just came back with judgments (about $42k) and liens (about 8k) for the seller, who owns the property outright. 

When I was in middle school I was really into psychology and why people act how they act.

It was a huge pain on what should have been a simple task.

Google 1205 Bartholomew for an example of a non-significant house that the HDLC would allow demolished with redevelopment plans, based on my conversations with HDLC (I was interested in this house 4-5 years ago, but decided to pass on it after my previous experience with HDLC new construction).I will say that doing work in any HDLC controlled area is a big pain in the butt and definitely increases costs.  

There are many penalties for landlords who violate the rules like you.It stinks and it's a pain in the butt, but we have to follow the legal system.

It’s expensive and painful.