The spacing is the "preference of the HOA board."

I'd love to hear people's thoughts on debt vs equity investing and what they prefer and why.I personally like the safety of debt, since things tend to be more clearly defined, as opposed to off the cuff estimates on returns.

What would be your preference?

I also require copies of their ID (I prefer an electronic copy in case it needs to be sent someplace quickly, via email).Since they have been homeowners, I would require them to complete an "authorization to release loan information" form, so that you can get the payment history on their mortgage from the lender / servicer.

Do you know anyone on BP who specializes in this niche?

I showed it to a surprisingly normal person today; he did not have $200 in his pocket, but he paid $25 cash for credit check, and is willing to include a check for the deposit when he sends the application - except that I'd actually prefer that he sent the application via email, and he can't sent a check that way.So what do I do, reasonably??

I prefer the book model if most all the ideas are there.

I actually prefer working with buyers though because it makes me more on top of my game and familiar with trends in the different areas and since I work mainly with investors, it makes me able to represent my clients better.

You need to understand what is actually being offered for rent, and if that is comparable to what you have/intend to purchase.The Vacancy rate is only useful for the market niche in which you are investing.

Maybe not so good for your goal of doing fix and flip as these lenders prefer that you keep the loan on their books for at least months.