Welcome Adam,This reminds me of the song of the twin girls in Problem Child 2:"We have wholesalers."

Very proud of each and every child.  

I also had 1 nightmare property and I do not want to manage homes at all right now when my W2 pays so well and I am likely having a child within the next 1.5 years (Lord willing). 

lenders typically look at 43% MAX. so you take their gross monthly, times .43 then deduct their reported debts such as car payment, credit card, child support, student loans etc. 

The three other judgments that are not child support - those cannot attach to the property since they are dated after the mortgage was recorded; sheriff sale removes those as liens, but the debtor still owes on the judgments. 

I live in the property im not about to risk something happening to my child or anyone elses because i cut corners. 

St Petersburg Municode siteChan SrinivasaCity ClerkResidential uses means, for the purpose of these regulations, single‐family, child foster home, community residential home, garage apartment,duplex, multifamily, town house, boarding and rooming house, domiciliary and retirement home, and nursing home, which are available foroccupancy on no less than a monthly basis, or for less than a monthly basis three or fewer times in any consecutive 365‐day period.

@Justin Elliott - Thanks for the welcome and congrats on the 3rd child!

Began my construction career with a custom home builder in the mountains of NC (Boone/Blowing Rock) and transitioned into the commercial construction world when my first child was born.

I got married had a child and moved South to Tacoma, WA to be closer to family where I purchased a home with a mortgage of $3250.