Probably what is killing the deal is the down payment that would be required. you could not go FHA or VA so conventional would be the only choice. 20% down would be almost 400k!

@Brandon StevensonWhile using LLC for your rental properties is a great choice for asset protection purpose, doing so for your primary residence is rarely a good option.Doing so would have consequences regarding: Mortgage deduction,Homestead protection,Loss of the section 121 capital gain exclusion,Cost of insurance,Cost of mortgage,Property taxes in some states,

Safety should be your first choice.

So I probably would have made a different choice at the time.

I want to get in to investing and it can be beneficial for both of us.

I've been trying to think of a good pitch for a cosigner but keep coming up short for how it will be beneficial to the cosigner.

Don’t get too hung up on the choice of CRM.  

There are motivated sellers out there who have no choice but to sell, they need us.

My capital is limit FYI so that’s one reason why the 3.5% is looking like a solid choice for me (now).

@Travis Henry It’s certainly beneficial to become more familiar with different approaches to investing.