Note that youir company can't get the loan (section 4.01b 'Partnerships and corporations' says "Loans to general partnerships, corporations, limited partnerships and limited liability companies are not eligible...") but you can generally deed out of the (I assume) LLC and deed in with personal guarantee, possibly with help from your closing attorney.

You must ignore the bribe and screen the applicant without consideration of a guaranteed 7 months rent.

Florida guarantees 5% if paid within a certain time frame, so you could end up with a much higher ROI.

But it's good to see experienced lenders opinions on this...Basically, from what I am understanding is you never want to go to a 100% of even the purchase price unless you have a personal track record with the borrower or you know the area/property well enough that there is built in equity.If the borrower agrees to a recourse loan and gives a personal guarantee does that change anything?

Following the crowd of other investors is no guarantee they know what they are doing.

There's no guarantee of course which is why I always default to "know your note seller".Another cool feature of the site though is that you can order a BPO and credit report directly through the site on a particular note. 

In my market, I offer everyone a two-year lease, and I just tell them that it's a guaranteed rental price for two years, rather than a likely increase after year one.

Is that report sufficient to guarantee a clean title? 

We are ready to put in an offer on our first house, but we need to be sure that there are contingencies in place, specifically an inspection clause that lets us out and guarantees our earnest money back.Is there a specific verbiage we should include in the offer, or is all of that negotiated once the offer is accepted?  

Open to other options though.In order to get a 30 year loan this way, both of you will have to personally guarantee it and both will need to be on the deed and mortgage.