@Chris PurcellI'm somebody that likes to keep situations simple, and by letting emotions and how you feel get involved, one can make any situation very complicated.

I have a feeling you'll be able to build back your savings pretty quickly.  

You also have to explore the STR versus LTR in that area to see which may offer a great NOI.If you ever have any specific questions feel free to reach out I enjoy helping and talking REI.

Some of these other options you listed are decisions based on how you want to live and how you feel about having strangers in your primary house and aren't something we can tell you to do. 

When I told her I hadn't, she said she didn't think so because she wasn't feeling anything strange. 

Joshua- I have a feeling you're right about how much interest a chatroom would generate.

I create a lengthy and very detailed response listing everything I can think of that a prospective tenant would need to know about the unit and finish it off with please feel free to reach out with any questions, if you would like an application please reply back with your email.

If my initial guess is right (someone else feel free to research), no bonus depreciation would be allowed. 

Obviously, lowering the fee and raising the rate is an option but that feels a little bit like spinning my wheels.At some point, if I'm dropping my rates far enough to compensate for a high cleaning fee, we get into the conversation of "is it even worth it to rent it at this rate and risk property damage, 4 star review, etc".

I feel this is too good to be true.