Had it been a serious clog, we would have charged him, since he obviously knew it was there before he moved out and we could have addressed it before it became a problem.Replaced bad stove top burner pans $27* If they were in poor condition when you moved in, that should have been part of the initial walk-through report.

RIch Dad Poor Dad by Robert KiyosakiGreat book, wish I would have read it when I was your age.Also the bigger pockets podcasts are awesome, I listen when I'm driving and working outGood luckRob

I had wanted to buy for years but it hadn't made sense as we were young and poor ensigns.

I don't like quoting those high rates associated with poor FICO scores, so I'll generally go with the 'credit fixing game plan' route. 

There are some great local folks here who I'm betting can help you with your market info.

Your best bet let try and send them a private message about what you specifically are looking for and what it is that you have to offer them.

I really loved "Rich Dad Poor Dad" by Robert Kiyosaki, who's really motivated me to want to learn all aspects of investing and the business of real estate. 

the guarranteed income is nice, but a poor credit score due to late payments tells the bank that it doesn't matter how much money she makes, she isn't going to give it to you ( the bank) anyway. if her credit score is bad because of misinformation on her credit report, thats a different story. i can educate her on how to clear that up. we need more of the story here. 

Are these just the poor areas of town, or is there a more systemic issue holding the area back from being a good area to invest in?

Fear is a poor driver of decisions.