Appreciation and cash flow make up part of the calculation of the Internal Rate of Return (also including depreciation benefit and amortization of the loan).  

Depending on income and credit there are always credit card, personal line of credit and personal loan options available out there

I am curious if other investors create a business plan or provide other documentation to loan officers?

Hello everyone, I am looking to get a loan on my first commercial reast estate deal.

@Tejani Jeet BhaveshThe debt does not go away it is just unsecuredIf you are a borrower and get foreclosed on if the debt is not paid off it does not go away - it is just unsecuredOnly way for it to go away would be pay it off or bankruptcyYou are seeing a lot of articles on zombie loans where people lost homes or kept homes but were underwater and old mortgage lenders are coming back after them as the debt is still valid and they thought it went away

ThanksDepending on the number of loans you originate, it may be a lot cheaper to have a servicer manage the loans for you since many can do it for $20-$25/mo per loan.  

I wrote in the final Move Out Condition Report all the same areas, and at the end stated “$550 is deducted from $XXXX security deposit for cleaning of the living room/dining, bathroom, 2 bedrooms, and garage.

Yes, I am dually licensed to originate loans 

One of my loans was taken over servicing by Shellpoint.

However right now I think in Dallas county if you have any type of government loan you need to give 30 day notice if I remember correctly.