Your mom "bought you a house" so you are currently living for free.

Feel free to reach out in a PM or find me in chat in our software. 

Also, how would I screen for a good one that has knowledge and can help provide guidance with house hacking?

SECURITY DEPOSIT TRUST ACCOUNTIn the bank's system the banker needs to set you as Trustee.Within 30 days of depositing the security deposit, the landlord must give the tenant in writing:The name and location of the bank where the deposit isThe amount of the depositThe account numberThanks for sharing your knowledge, what I'm really looking for is what specific banks do this and if any of them automatically pay the interest annually, I was already familiar with the laws, thanks! 

I currently have 4 SFH rentals in the southeast, 3 of which are owned free-and-clear save for property taxes and insurance. 

If you would like to connect on sourcing potential deals in the market, feel free to reach out.

It's part of the free economy and capitalism.

I would say that you have a lot of opportunities for investing @Randall Alan explained well your financial strategies.With respect to what strategies to choose is depending on what you are willing to learn.STR depending the area is always a good strategy though you have to understand that is hospitality no real estate.Outside it will depend on the country and your knowledge.

A tenant who pays late every month eventually doesn't pay then lives in your rental for a few months free.

Feel free to drop me a message, always happy to make connections and learn from others.