(it's a detached dbl..insurance wants to write 2 different policies bank wants one policy for both props since its one morg. ) So I tell the realtor I'll send over a state contract with an owner finance offer....she says just email me what you want and i'll run it by the owners before we do a formal offer.

[/b]The water proof statement is important ( didn't know materials aren't waterproof ?

If by chance they go home to "think about it", you can either fax or email the contract to them.

I found out who the CEO's (as well as several top level executives) were and composed an email.Since BOTH lates only happened once (and I pay most of my Credit Cards via my banking account, weekly), they were removed.The email was lengthy and mostly filler (i.e. let me start out by saying I think your store/company is great, yada yada yada).

PM me your email address and I will forward you their contact info.

You'll have to sign a statement about where the down payment came from.

The email stated $3k min. deductible and $7,500 for theft/damage.

Do I sign the offer that I send to the listing agent, using electronic signature.Also do I sign the check that I will be scanning and emailing to the agent as well.check has a blank on the "pay to the order of" line because the agent doesnt know which title company it will go too, and i was thinking this could be a bit dangerous.

If you had your home listed at a certain price and discussed with your realtor a price reduction, then followed up with an email to her confirming the new price you wanted it listed at...and then a month later pulled up the listing and saw that it was still listed at the old price...would you fire the realtor?

To get this loan, you will have to SIGN statements saying you're going to live there.Further, there are very few loan programs that even let you buy a primary residence with 5% down.