On average what kind of Fixed expenses am i looking at for Water, Sewere, Electricity and garbage. 

Has well and septic, electricity runs to lot and there are a ton of mobile homes in area and I see most are running off propane.

The current owner only has one gas meter, electric, water and sewage. 

Building has separate electric and gas. 

She had a conservator which had power of attorney to sell the property in her behalf.  

It helps you build credibility with other professionals (you know HML, Contractors Etc.)In AZ I learned from my CPA that from the founding of my LLC I can write off my entire cell phone and internet bills at home as they are essential in my home based business of real estate investing, without the LLC I was only allowed to write off the percentage portion based on the square footage designation I gave to my home office space, that is 10% in my case, which I still can use to write off part of my electric and mortgage payments since it is still used as home office.You can start building your brand now, rather than waiting and hoping that no one takes your company name/idea...

I only purchase properties that are (or can easily be) separately metered for electric/gas, however none are separately metered for water.  

No, I'm not in CO but I do know the power of those signs. 

./ Laminate floors/ plywood walls/ no AC/ electric floor heater. / Long Distance purchase.

In such cases, the veteran's 0% down purchasing power is indeed artificially constrained by the loan limits.