With lower mortgage interest rates comes increased competition so the sweet spot may be sometime towards the end of this year.That said, if you see a property you like, the best advise is to shoot your shot and submit an offer that makes sense to you and if they bite, you win and if they don't, you didn't lose.

-Buy the property for 715k (It appraised for 700k)-325k loan on the property with 390k equity-SubjectTo Finance the 325k and take over the mortgage/deed-Seller finance the 390k equity at 0% interest for 2 years and 6% interest for 13 years with a 20k down payment paid over 6 months.

Hi, do you have a mortgage for this property or bought it by cash?

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This was the first property I found that would cash flow with a 30-year mortgage with 20% down.

Floor plans, foundations, roofs , grading ......make it very difficult for anyone to help blindly online.  

If it is a refinance, we would look to pay off any current mortgages, finance the closing costs, get some cash-out if desired, and fund the rehab. 

ID check, background check, etc...) and some data collection during an online check-in.

DEC 12, 2023Good news for Greater Toledo homeowners and all concerned with prosperity here comes from Realtor.com’s forecast for 2024.Economists for the largest online real estate website predict Toledo will be the hottest home market in the nation next year.Affordability and stability are behind the Realtor.com projection of 8.3 percent price gain for Toledo homes in 2024.

The owner bought it for cash, so no mortgage.