But she could have easily made matters worse for me.

Depending on the state, you could own fractional interest in a loan and easily earn 8-12%.

I can easily reach out to contractors who are on the preferred vendor list at my brokerage firm but since most agents build their business on owner occupants instead of investors, I want to truly cater my business accordingly.

Both in-floor and baseboard are easily zoned so each unit can control their out temperature.  

The skill set that I can bring to the table are Reading and creating Blueprints ( I have a degree in Architecture)Estimating ( I also have a degree in Construction Management, currently a project manager ) Good peoples person ( I have work in Sales for most of my life before becoming a Project Manager)Software savvy - ( Used mostly all Architecture software out there and some PM software, but I can learn any other software pretty easily)   Fluent in SpanishTIME and WILLINGNESS TO LEARN!

If this works even remotely well as I imagine, this could turn into a massive nation-wide production, easily scaled up with the right team.Obviously, I'm very early in the process but my vision is clear, and my determination is undeniable.

I don't consider this anywhere close to a home run, but I think the risk is easily manageable here.  

I calculated all my income and expenses and I will be able to save easily $2.5k a month.

It's less risky if you land a great job and can easily cover the mortgage payments with that income to get you through at first.

If anyone would like to see what I have, just reach out.I can fairly easily make a business out of RE education, building websites for myself or for other RE professionals too.