Does anyone have recommendations of a good lender in the area?

The appraisal is usually issued for the benefit of the lender so you can play hardball and share that the lender will not release a copy of the report until after settlement (which does happen in some instances depending on the lender and their policies).

if not, get in touch with lenders.3. are you already in touch with real estate agents? 

Here is a list of lenders specialising in such loans:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...

However, I am hoping to know if anyone may have a referral for a solid lender who offers long-term financing (25-30 Yr Ams) who allows for a full CLTV seller carry behind their first.I understand the reasons why that vast majority of lenders do not allow this - trust me, I do.

Does anyone have any suggestions or pointers for a Credit score, lenders/broker, location, down payment amount (15%?)? 

I would reach out to lenders and get prequalified, then begin your property search. 

Banks are like that maybe that’s the max loan they can do for their DSCR requirements which are typically much higher, that’s why there are DSCR lenders!

AS HML sizes grew so large and private investors were funding them it was hard to get one lender to put in 500k but easy to find 10 that would do 50k each.The fractional space has come a long way and a Good Broker is needed to place these for you.Good Broker good first positions are  a pretty safe bet..

How does that work with a lender?