However, as others have mentioned, that might not made sense for you if you're planning to just purchase a single SFR or start flipping.

somewhere in the near future they can buy a house again, because the payments made toward the mortgage will raise their credit score.

What made you interested in investing in this type of deal?

Compromises are made due to financial realities.  

And last summer I made around 10k each property each month in busy season.

I invested 80,000 into it in 2019 which immediately made the property worth $450,000.

I’ve made to use a scientific/financial term, I’ve made a “boatload” of money on a property with negative $80-/mo cash flow.

This is just my opinion, and others can disagree, but when I am buying or selling the most expensive purchase I have made in my life, my preferences is to use an expert Now, as mentioned, not all agents are equal, but if you do find a very good one, they are well worth the commission

Purchase price: $175,000 Cash invested: $125,000 SFR Downtown What made you interested in investing in this type of deal?

Look at the finances of the HOA, how big is the reserve, were there major improvements made recently (roofs, paint, paving)?