@Brian Sardinskas Great ideas. 

My final assessment on Citrona is: I do actually have a deed to a property, maybe they mean well, maybe they are outright scammers, maybe they are just trying to make a quick buck on quick flips, I am not 100% sure...but one thing for sure is that their property management company is terrible and seriously lacks communication, and I would never recommend them.

I have heard of Midwest but any recommendations for which cities to look into? 

Try one of the big names, but HIGHLY recommend you ask everyone in the R.E. world if they have a referral, or call some of the smaller LLC companies in the area. 2.

You can always consider buying down the rate, but the reason we don't recommend it right now (and the reason I didn't in December) is because your recoup period on paying points in generally 3-4 years right now.

Both the tenants and property management company were recommendations from people I trusted, but I will raise my vetting game in the future. 

(I can't remember exactly to be honest, but we charge about what it costs us to run the background check.)I would definitely recommend doing that.

Does anyone recommend any lenders? 

I'm very apprehensive on using someone who doesn't come highly recommended.

It looks like they are sending out refund contracts kind of on a first-come, first-serve basis, with some levels of priority because there are so many investors in these deals, which is why I'm posting this to get moving on this ASAP given the number of investors who are jumping in for refunds.I do not recommend you stay in this deal because they will be raising prices.