If you are using a conventional loan (tax returns, DTI, income verification) then that is high, but for investment loan, that isn't outside what I am seeing in the market.

Hope that helpsAlso you can be using a calculator that doesn't necessarily work great in your area , I have found for example that the BP is too conservative for my market, I would never get anything accepted. 

Also as far as the capital, using a PM company would not kill my deal as I paid a decent price for the home and put 20% down.

Well 500 deals later buying props from banks, short sales, auctions tax lien sales and other sources BTW never using a realtor. 

For house hack you'll be using a conventional conforming loan.

Someone using a tripod could use HDR or another method to balance that out, making the rooms show brighter without blowing out the light areas.

To redeploy that equity using a 1031 exchange3.

Wondering what others are doing when they have the house in their personal names and using a management company for day to day running of the business.

The BRRRR is a great strategy to get to your goal and even move past that, When getting started, using a platform like BP is huge and use that to build your team as you get closer to your move back home.Good luck and happy investing!

@David Garcia- thanks   1) if you plan to lie in one of the units and minimize the down payment - use a FHA loan  as  down payment can be as little as  3.5% of the  price  2) if  not planning to live in one of the units - use a conventional loan and  your down payment will be  consierably  higher  ( the amount  will vary based on the type of property you buy   3)  downside to using a FHA loan - you have to pay  upfront fha mtg ins  premium of 1.75%  ,,,the monthly mtg insurance is  permanent and high ..benefit to  FHA  is low down pmt ,  tend to be better priced  and also more forgiving on credit  4) let me know if yuou would like a FLA based loan person referal and  good luck