Please click on the links, give them a read, and share your thoughts in the comments.First is a post that I feel will help not get overwhelmed with the amount of info that is here on BP:https://www.biggerpockets.com/blogs/5868/52761-the-simple-guide-to-getting-started-on-bp The second is a post that will help get you focused with your real estate investing goals:https://www.biggerpockets.com/blogs/5868/52743-im-new-to-bp-any-advice-would-be-appriciatedThe last one is a post that will help you choose an “investor friendly” real estate agent.

The Des Moines area is my focus as well.

[Hence the focus on avoiding negative cash flow from day one of your property being a pure investment. ie.

I am focusing on B neighborhoods and since the rents and prices vary by the block within hot neigbhourhoods, I am having a challenge zeroing on a few.

Either way, with 20k & no debt soon, and you raise the score over 700, to me that math equation equals heavy success.It’s all on you man, so stay focus, and surround yourself with people doing what you wanna do, don’t reinvent the wheel of their success ok.

I think you should focus more on the cash flow for that property instead of worrying about buying it in a B class or C class.

You should focus on finding a job in real estate where they pay YOU, not you pay THEM.

Sorry for not replying sooner; between a recent move and focusing on a career transition, I hadn't seen your post. 

@Brian Garrett Focus is on the asset, but they'll still check on the borrower's PFS.Usually looking for net worth greater than the size of the loan, and liquidity to cover 9 months debt service.

HI BP Land-I am trying to bring in consistent cashflow from wholesale deals and am starting to really focus on the distressed properties.