However, I'd be surprised if you weren't able to make house hacking a duplex work numbers-wise in medium-sized markets and larger, especially if you are willing to set up the vacant side as an STR in a travel market with reasonable STR regulations.

Since short-term rentals in the US could become over regulated or downright illegal (where they aren't already), the resulting cash flow and profitability could drop hugely if not becoming downright negative in case of a conversation to long-term rental.

This is the right environment to start buying subto, people who overpaid for their property and locked in a good interest rate are all raising their hands. 

This typically takes SEVERAL MONTHS of living in this ‘TOXIC’ environment.

Other states treat upfront rent the same as a security deposit, subject to the same rules, regulations and interest payments.

I've been told to the best of their investigation, the title is clean.In NY, as I understand it, the state regulates title insurance.

Great environment for all investors!

I do have a pretty detailed lease stating housing regulations with roommates, and also had an addendum signed re stating the rules and how I will be enforcing them.But there is more to it, the individual had a friend over, whom barged into the females room while she was sleeping asking for a ride home, and on another occasion I was also told the problematic roommate was drunk walking around the home with JUST a shirt on, with all the goods hanging out.

It's a public forum, choose to follow the advise of posters with great care.Most investors doing rent to own, L/O and contracts have followed old methods for decades, most IMO are behind the times and while they can read things in black and white in federal laws, they don't always understand the intent, even attorneys have trouble in some areas of financial regulations.

"It looks like it is regulated that way for now because of certain SEC rules.