You've provided evidence of recent appraisals and repair receipts that support a lower valuation.

They have all been extensively underwritten and they provide the loan servicing for you. 

Our goal with this was to provide a product that exceeded the expectations of what one might think of as typical workforce housing.

Does it provide easy to understand information?

This may not keep a potential buyer from hiring their own inspector but if you show them the report openly at their showing and then tell/show them that you have fixed anything on the report and  on top of that provide them with your certifications there is a lot less chance of them getting squirrelly when something pops up on "their" inspectors report.

No clue how it takes someone 5k in labor on $300 in materials but you didn't provide enough information 

@Carlos OlivaCash-out Refi:Pros:Fixed interest rate - providing stability in your paymentsLump sum payout - one-time lump sum, which can be beneficial if you have a specific investment or expense in mind.Lower interest rates - compared to HELOCs because they're first mortgagesCons:Closing costs - higher which can eat into your equityResets mortgage term - If you've already paid down a significant portion of principal.

You can rent by the room, which can maximize rental income.Parent Guarantees: Many student leases involve co-signers, usually parents, which can provide additional financial security.Low Vacancy Rates: Due to the high demand, vacancy rates tend to be low, especially if the property is close to campus or in a desirable student neighborhood.Flexible Lease Terms: You can structure leases to fit the academic calendar, which means you can adjust rents annually based on market conditions.Cons:High Turnover: Students typically stay for shorter periods, leading to higher turnover rates.

Happy to provide a few lenders or contractors if you need any support.

I’ve seen where NC has partnered with municipalities to provide federal or state funding to bring public water/sewer to under severed areas.