You need to put in your expenses.

Pay them a little for their time.This will save you the expense and time of a Quiet Title.

In other words, using that same example above, when people have recently exited they were able to exit at 4.75 or lower in some cases!

Are we missing any big monthly/recurring expenses?

Learn how to budget, cut your expenses, and save.

My wife and I have made several offers on multifamily houses recently but keep being beaten out by (lower) cash offers.

My question is whether it makes more sense to put 10% down so that I can have more liquid cash to use for stocks/bonds/HYSA or if it would be better to put 20% down to get more cash flow/lower mortgage.

Bidding on contracts:Some companies/people quote low to gain the contract, then they start to skip services or produce lower quality to maintain their profit margin. 

For example, will your monthly expenses decrease, increase or remain the same?

This increase is again primarily fueled by a greater availability of smaller and more affordable homes in the South.The total number of homes for sale, including homes that were under contract but not yet sold, increased by 20.9% compared with last year, growing on an annual basis for the sixth month in a row.The number of homes under contract but not yet sold (pending listings) increased by 2.7%, which is lower than last month’s 6.3% growth rate.