I'll get my deposit back, but I have at least $2k in other fees (appraisal, home inspection, legal, etc).  

Am I legally responsible if I rehab the house and rent it and someone gets sick?

It did exactly that, I took the Ultimate Beginners Guide and it put me in the right direction.The reason I put "Trainee" in my subject is because I bought into the systematic way of thinking so I have acquired quite a bit of debt, and none of it is a "good debt".

Ambulance chasing attorneys know their way around and can legally navigate around Insurance Policies.

I would work on getting the debt down personally.  

However, the agent said that it can be legally a 4 unit home, with an additional unit in the basement.

If only that were true, everyone would refinance the property at max LTV right before they sell.Based on what you say you want to do, there's no way to minimize capital gain tax.  1031 option you can't take money out to pay your other debts.  

http://www.usdebtclock.org/state-debt-clocks/state...$400+ billion debt.

Looking for an real estate attorney in Phoenix AZ to handle legal work concerning eviction, foreclosure and Subject 2.

Today I am going buy more stamps , envelopes, and legal pad.So I write more letters every free moment I get.