But I could see the wacky licensing possibly being truthful as the OP is regarding Philadelphia and many larger metro areas are stricter with licenses and permits than other places. 

I don't know if I should crawl into a corner and cry or take the OP's story as an inevitable and move on..

The OP actually said many nice things about the renter, read her post again. 

I rarely read anything more than my few followed categories so I’m wondering what topics others are emotionally invested in.Often, the posts go on and on and never really address the OP’s original question.

didn't see that in your OP, and just wanted to make sure.I THINK the key now is understanding how the "value" or "sale value" was determined. 

@Bonnie Griffin KaakeI understand the potential self-rental issue, but where did you get from the OP that was looking to occupy a unit?

I’m not sure if this is really relevant to the OP, but when I take out a loan (I only have commercial loans with 5 year terms), I negotiate the renewal cap.

.🤣🤣 I wouldn't normally laugh, but the OP gave us permission to point and laugh.

That was really the issue from my OP. 

In fact the OP arrived at us via a referral.