Around here about $90 to $100 a square depending on finishes and complexity of design, which would include driveway, septic system, and no landscaping

I believe FHA was designed to get people into their first homes.

I want to know the cost to design and build  (3 bedrooms 2 bath) two 10 units   5 up and 5 down building in clairmont, Florida and how many square foot of  land i need, I got a group of investor to get this done Average rent depending on design, 1400-1750.

You apparently knew about these problems when you purchased the property so did you factor them in and now you are second guessing yourself?

Not looking for a design build firm as I’ll be doing the design.

Here's an example of what I'm talking about:Purchase price: $10,000Rehab (everything new): $40,000Total "all in": $50,000 (fully financed, 15 year note, 5%)Rent: $650/month.If I apply my normal formulas to it....10% maintenance (-$65)10% management (-$65)Taxes and Insurance (-$70)5% CapEx (-$35)NOI: $415Less debt service (-$395)Profit: $20/month.We haven't factored in vacancy.These are real numbers I'm getting from some investors in my market.

You probably aren't going to find any markets in Maryland with a lower price-of-entry then Baltimore, so if "low budget appeal" is your driving factor then focus on Baltimore and maybe Dundalk.  

I can factor a fixed cost into the lease or I can pay it outright but I can't split it each month. 

After you factor in taxes, property management (if needed), repairs, vacancies, utilities, whatever is leftover is yours to keep.

Currently lives in Connecticut, travels for training.It takes about 1-3 years on average to complete the designation program, some people taking 10 years.