At Holton-Wise we believe that some properties, especially those that are located in neighborhoods on the lower end of the income spectrum are much more profitable when being operated on the Section 8 program.

A property whose yield is 2% (based on monthly tent/divided by value) is on the higher end of the risk spectrum.

@Joseph Goode I have a few STRs in the Metro East of St Louis.You are right that there are broadly TWO STR markets:1.

Your question is too broad.

If the rent is only $350-$500 then that would be at the extreme low end of the spectrum in Tuscaloosa.  

Look for diverse and growing economies with a broad employment base.

But for the average investor with a long timeline (10 year minimum) who wants broad exposure to many companies and a simplified, time tested approach to securities investing, mutual funds and ETFs are the way to go, especially if the investor is diligent enough to dollar cost average through the lows of this bear market.Summary: The volatility of the stock market this year and my short timeline make mutual funds/ETFs the wrong vehicle for my objectives.REITsReal estate investment trusts (REITs) are the mutual fund equivalent if stocks are like individual properties.

Our  rates are at the bottom of that spectrum.

But there's broad consensus of an acute shortage of GCs in most markets.... bottle of water: $1.25.

From my analysis, properties that are in between these two opposite sides of the spectrum are not meeting the rent to mortgage ratio.