@Cedric My average LTV is probably around 55%The part you missed is that I have never paid market value I pay between 30% & 70%My lenders are local private lenders.Let me give you some history,Step One: 40k in the bankStep Two: Purchase 100k worth of property which grosses 18k/yr.

Similar to the 08 housing crash oil is bouncing back from a huge recession and that affected the research and development of many of the big companies thus removing a large potential supply of oil from future production so it may catch up to us just like there’s a housing shortage in many areas now because of how many builders went under from the GFC.

The market I live in now is pretty expensive the average cost of a half duplex is about 300000$ which makes it difficult to first, come up with the 20% down and second to be cash flow positive.Multifamily units do come on the market at around the 500k-650k range, small 2 apartments I can find for about 150K, both that will produce cash flow.   

I welcome all productive input and look forward to leaning on and learning from the vast experience and knowledge this group possesses. 

While I'm only about 2 years into my RE investing career, I've already been through a couple of paid events (only SFR flipping, not commercial multi-family yet) which certainly propelled my career forward but also included a whole lot of sitting through a bunch of 'Get Rich Quick' sales pitches to buy even more educational products.

Austin vs Dayton...if they were classic cars that might be Porsche vs Pinto on average.

Your only going to cause more aggravations and issues in the future by installing a product over an existing shower, just think theirs a lot of moisture in a bathroom, wheres all that gonna go, right behind the new shower.

Wow this question is so vague I have no idea how to give specifics...On a 10' x 10' room (similar to your standard bedroom) I can remove everything down to the studs in one day.1/2- 3/4 day to rewire (simple cosmetic such as changing the number or location of outlets if you're actually changing the wires itself up to higher codes it can be 3+ days depending on how the house is wired and accessibility)1/2-1 day to insulate1/4 day for any windows or doors that would need replacing for the 1 room2 days for drywall (so long as the studs are straight and level)25 hours of taping (+/- 5 hours depending on the number of corners/edges) spread over 7 days usually front loaded 3-4 hours the first 2 days, then 2-3 hours for the remaining 5 days.2 days painting; 2-3 coatsflooring will depend on the product you're using but unless it's hardwood or laminate you can usually get it done 1 day.1 day trim and molding1 day clean and finishing touches.One thing that shouldn't be overlooked is the time it takes to purchase the materials and get them to the job site.Another is where you can actually do the work.

Jim Rohn said "You are the average of the 5 people you most associate with" Who are you associating yourself with?

But your intent must be perceived to be holding for productive use.Most folks feel comfortable with anything more than a year as that puts your rental property on two consecutive tax returns.