Jennifer Handlin - As James Vermillion already said, there will be ZERO upselling at this event.

I would still rather have maximum after-tax profit, but paying close to zero is pretty fun!

Its an issue of materiality more than anything else and you will need to have a written policy in place that you follow.If you have one property and collect $400/mo in rent and purchase 5 tools in one year for $100/ea will be far more material than if you had a 100 unit apartment collecting on average $650/unit and spent the same amount.There are few hard and fast rules here though the temporary regs passed in December will change some of this on your 2012 tax returns.

Better check with the CC company on the chargeback policy, if they have a valid excuse of lease payments not being due, paid twice, fraudulent charge or disputed charges.

Also, with short term rates and their borrowing costs near zero, these entities seem to face minimal financial consequences from slowing the process to ease the absorption of the overhang (good for incumbents, I'd think).I know the cheap funding cost is encouraging local banks to hold out more aggressively when selling their REOs.

This way the bank doesn't see their financials and they could take it up for auction at zero deficiency.

With their previous agent, that had only seen the property (while signing zero paperwork).

I believe no one else made an offer on it because although the house is only 15 years old, zero maintenance was performed.

About getting businesses in hold that carriage - go the NPO way and you can get loans to give to other businesses at low interest rates ... guess what you pay - zero.

Keep in mind that title insurance policy will only pay out a claim up to the dollar amount of the policy, typically that is the purchase price.