We do apologize for web site and are currently working on it.

After I dropped out, I soon established a small web design company generating around £20,000 ($30,000) a year after only 9 months.

., This is the best forum of real estate help I have found on the web.

Until that happens, it seems to me that the average investor not willing to comb through 200 pages of disclosures are just taking a gamble by "liking the theme" and hoping that the underlying management company knows what they are doing and executes the plan well w/full integrity.  

BTW I don't think that higher interest rates is going to lower the demand for rental units.Waiting to time the market down turn is a fools game just like gambling on appreciation.

has anyone ever done a web search on themselves?  

@Sandy UhlmannThere are a lot of factors that go into making such a decision, such as your age, the expected return on investment, current income & tax rates, expected tax rates in retirement, etc.Generally speaking, the longer you will have the account and the higher the rate of return, the more likely you will achieve the desired result, which is access to more after-tax cash in retirement.There are many good calculators out there on the web that can help you get a rough idea of the concept, but a conversation with a licensed professional who will help you look at all of the short term and long term variables is the right way to go.A basic consideration is that the distributable amount in the converted Roth needs to equal or exceed the after-tax distributable amount of the traditional IRA + the personal cash you use to perform the conversion.Converting before the account starts producing higher returns can be to your advantage.  

@Karen MargraveThe biggest thing for me is having a web presence.  

Seems like there is wealth of information here to read through - loving the pod and web casts.Looking forward to being part of the community.CheersRich

What Lucas said has a good basis in the renter data (which is sobering) out in this study from last year on the financial state of renters in the US: http://www.finrafoundation.org/web/groups/foundati...Short answer: be rigorous but realistic