And HUD receives the low ball offers every day.Joe Gore

If there is something missing in the application or if he finds a discrepancy in what the application says and the information he discovers he makes the prospective tenant aware of the issue and puts the ball in their court to try to correct the discrepancy. 

Investors have confidence and balls.

There are good deals in Memphis in very good areas, but you get low ball offers on then from buyers who cannot closed.

Your a/c will not work properly and the temperature in the home will raise.

Send me a PM, and I'll get the ball rolling.Andrew

(I understand no one can give a clean direct answer but a ball park)I'd like to know where should my funds be in order to apply for a home loan?

I also started marketing more to individuals, but that's a low percentage ball game around here, most people in distress dont have any equity and I dont like to play with the creative stuff as much as I used to.Bottom line is you cant control the competition, you can only control your strategy. 

Unless you have a crystal ball, that's very high risk.I think a fundamental buying criteria is that a property will be profitable for either strategy IMO.

That absolutely means letting the grandkids spend the night, having a friend from Houston stay the weekend, if they are an accountant and take work home they have the right to do so.Do you really expect a tenant to obtain written consent to allow the couple from across town to come in for dinner or let the guys watch a ball game?