I would not count on a lot of upward movement from here on out though I think many markets are at the top.. demand is still there no doubt but we are seeing push back on raising prices anymore.I also bought 11 New constructions in the mid 2000's for go zone bene's  and I had them put in scored concrete floors and they were brick homes.. other than hail damage these have been worry free .. the Go zone tax bene's sunseted on the recapture so I am selling them all.. they never went up and I am breaking even.. which is pretty good since I bought at almost the peak in 2006 ish.I read you other post.. your issues as is all issues with rentals is in PM it looks like and maybe you did not pick the more expensive less headache properties its common for many to pick the one's that look best on paper but then you soon realize they only do because they are not in the greatest areas.As for your Dallas stuff  TAX's and foundation issues just eat your lunch in Texas..

That is not really significant but unless the trend reverses I would not count on appreciation in either of the neighborhoods you mentioned. 

Since these animal are not counted as a "pet" a pet fee cannot be applied.

(Not counting capital infusion to get it rent ready.) $150*12 months /155k down. 

Equity does not count toward income until it is pulled out.

Well, make that 2 years and 2 months but who's counting.

However, talking with a loan officer in the area, he said that if both my partner and I are on the title of the property then a loan would we be taken out in both our names and count against both of us (thus limiting the 20x down to 10x).I have heard on podcasts of partners each utilizing there maximum allowed conventional loans.

I have 5 individual properties probably worth 1.4M but I'm only grossing 100k/year rent nothing close to 18k/month... they are free and clear too _________________________________________________________________________________Now, if you count your capital gain for these properties - in California you don't have these 25-30% ROI like in Ohio, but you do have 30% capital gains per year, especially now.You're doing great! 

Unless you are doing multiple flips, your biggest mistake was to not wait another month to close so you could have counted the profit as a long term capital gain.

Suarez Count me in.