Risk abatement is a question that I have for seasoned guys.

Allow me to answer this in his absense---this very issue is currently being mulled over by the bureaus with the intent of disallowing the authorized user allowance (the origin of seasoned tradelines)...Regards,Scott Miller Originally posted by "**********":Here is my 2 cent’s on the issue:Now, I notices that the company mentioned can sell you seasoned ”shelf Corporations” with potential of improving your ability to get financing.

Then I break it down like thisARV-3% Sellers Agent-3% Buyers Agent-3% Closing Costs-3% Concessions-estimated repairs x120%-Initial closing costs (include inspections and appraisals)-I plan on 8-10 months of hold time depending on season.

Seasoned real estate brokers state few people have excellent credit while operating in a tighter lending environment.

How it's figured is for the buyer to calculate;1. how much I want to earn-let's say 20%/year2. what are the chances I'll get paid, if it's a seasoned 1st mortgage they're pretty good so we'll call it 100%3.

Besides, based on our previous talks, for cashout you needed 12 months seasoning.

Of course, when ski season begins in 7 weeks, I'll be managing my rentals while snowboarding.

The developer has agreed and we have a lender who will allow no title seasoning on a cash out due to the LTV and our strength as buyers.

So I finally have decided it is time to at least take a long look at investing some of the money I've been saving up for investments...Here is my situation:39 years old living in sf/bay area.Super stable job earning approx $100k/year.Savings of $100-150k (mostly cash)$400k in equity in my primary residence (which was an investment unto itself as it is 5br and I am a single man) (have a 5 yr fixed interest only jumbo loan that comes due in 4/09 and is 4.5%)I love Lake Tahoe and spend 2-14 days per month there (sometimes more during ski season...vacation rental?)

But I expect seasoned investors to understand that I can leave a good deal for a great deal if I have the opportunity.