Finally.... got the nerve to give this a shot....

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So I finally have decided it is time to at least take a long look at investing some of the money I've been saving up for investments...

Here is my situation:
39 years old living in sf/bay area.

Super stable job earning approx $100k/year.

Savings of $100-150k (mostly cash)

$400k in equity in my primary residence (which was an investment unto itself as it is 5br and I am a single man) (have a 5 yr fixed interest only jumbo loan that comes due in 4/09 and is 4.5%)

I love Lake Tahoe and spend 2-14 days per month there (sometimes more during ski season...vacation rental?)

I guess I have a high tolerance for risk...
I am aware that although we may be in a buyer's market, there is a strong chance that home values will continue to fall...

I appreciate your input and thank you in advance...
cheers,
bob