They are by far the most impressive government operation I have ever worked with. 

I will suggest this.... get in front of multiple lenders, ask for any grants that may be available, or other programs that might offer down payment assistance... usually for certain neighborhoods the city/county is trying to spur investment within. 

Adverse possession is seldom permitted against government entities (US, State, County or City).  

I'm going to get her to sell it to me. not sure if you know but how is the Housing Choice Voucher Program in Portsmouth candidate wise?

Government run economic agencies, The Chamber of Commerce, heavily experienced Realtors in that area, current Housing Associations, heavily involved Banks involved in the local financing may all be successful at helping you to find the right information you need that will help you decide on to what to do.  

Unless you want the government telling you when and how much to take. 

hey to answer your question I havent get into the programs that are available now but back in 2012 I wholesale a property in Arkansas from Florida..

You may have been speaking with someone about the wrong kind of funding and program.

You then can make additional payments, or setup an accelerated program to pay it off as you might choose. 

The cost associated with completing those corrections should be in the contract, but not necessarily spelled out, but definitely absorbed into the fixed price.Depending on the size of the civil engineering company's design staff, it should take approximately 1 to 2 working-day weeks to turnaround a plancheck if the design was done within substantial conformance of the design standards of the governing agency.