Some helpful tips are to ask the seller for his actual policies (not certificates) and find out what your lender insurance requirements are.The sellers policies may be totally inadequate to satisfy your lender requirements meaning that his costs won’t accurately reflect yours.So don’t just rely on that number on the OM, dig deeper!

Later you can delve into other stuff. 

You'll have to dive deeper into the numbers for each property you analyze. 

However, you do have to spend the time to understand the tools available & how to apply them effectively & legally.Another skill you need to have is how to run financial calculator, & not just knowing what numbers to punch in & where, but a deeper understanding of why & how each number affects the other.

I'd like to dig a little deeper into the motivations of AD1985.

First of all totally agree with you about working with individuals and TK providers that are more boutique like and have a strong hyper local market place presence, awareness along with an established business, I think we need to dive deeper into your perfect understanding of a real TK provider versus others that are simply FAUX TK providers.True TK provider: Completes acquisition, construction completed to a standard quality and caliber, provides in house continued management.

I'll report back as I dig a little deeper 

A unified looking structure vs pieces and parts attached together.Maybe make it 8 foot deeper than you think you want it, then when company comes over it's like a big outdoor shady room.Just my 2 cents.

I like the "idea" of having a financial planner to help me with this . . .but was wondering how to dig deeper to make sure its a good idea.  

I guess Paul was mentioning me as "Bill" and I say things closely to those remarks, I resemble those remarks LOL.IMO, no and NPN's isn't the best way to get into notes.Small seller financed notes carry deeper discounts due to poor underwriting by sellers, these folks get tired of collections and may be more motivated to sell.