@Jay Hinrichs thank you Jay I really studied th3 program yesterday and I also did the CNF call and asked them did they charge upfront processing fees etc and they told me no.

I assume you’re getting an fha or conventional loan....this is who sets the basic rate, not the lender.  

buy a new stove, charge them the 450, you pay the difference

I already know there is damage on one side that needs repair and am willing to forego charging the tenants for damages if they vacate by the 20 days with no further damage from the time of the inspection.

Hello all,

I have found a deal that I need a hard money loan for since I cannot put 20 percent down on the property, it’s 4 units all on conjoining properties, it will be around 430k to get the deal to work.

However...

Hoping for seller financing, however, can go commercial or conventional.

Let them put a few thousand dollars down and you act as the bank, at least get a few hundred bucks every month and in these situations you can usually charge a few bucks for the house.

Are you including PMI for the fIrst few years plus the cost of refinancing into a conventional loan?

Above that, I pay extra to my cleaner per set of sheets used over the base amount we have set, and charge extra for the guests over the base number. 

203K Homestyle Conventional How did you add value to the deal?