The FCRA specifies those purposes as the granting of credit, the collection of a debt, the underwriting of insurance, employment purposes, for issuing a license as required by some government agencies or for a legitimate business transaction between a business and a consumer.

And once escrow is open and title is done 36 to 48 hours  and lender has vetted you as a borrower things fund in the matter of a few days.Keep in mind though to legally lend fix and flip on one to four in CA.. takes a license  Either Consumer finance license  State lender license with NMLS or CA real estate Broker.. 

They're working on that right now and we've extended the option period so we can walk the house after they're done and still opt out if it isn't done right.  

If you haven't properly educated yourself on tenant screening and managing a rental property then I would opt for management unless you want to prepare yourself and eventually take that on when you have the knowledge/time to be able to do it.

My CPA said to opt for the 871(d) election on the 1040NR for various tax benefits.

I'm a relaxed kind of girl, not pushy, and prefer the closeness of a small company/team, so I opted to interview only smaller offices for affiliation rather than some of the big-name brokerages.

I don’t know why, but business purpose/consumer purpose is probably the most misunderstood aspect of private lending, even among lenders.Most lending attorneys used to sell loan document templates you would own that you could fill out and use yourself.

This stuff is stressful and it sometimes consumes me.

Don't get me wrong, they are built well - just don't think that you are going to save a ton of money by opting for modular. 

However with 2 kids under 2 and as-of-yet reluctant family, I've been reflecting on my skill set on how I can add value to a more experienced investor without  consuming all of my free time not being home.I can do just about any DIY project but so can any joe-blow looking to be a handy man.