@Chris Kelch -  Welcome to BP, I'm sure you can tell by now that this is a one-stop shop for all your real estate inquiries.

A borrower's CLADD Scores will determine what loan programs they can qualify for and you'll begin to hear this used more and more in the industryCreditLiabilitiesAssetsDown payment Debt ratios

We are looking to borrow on a property in NC. 

Then if you want, they can pay the whole rent and filing costs to stop eviction if they do it before the court date. 

Would be an easy place to stop by on your way home from Mukilteo and meet some local investors.

Sounds like you haven’t finalized things with “borrowing” $45K from your brother.

There are a lot of available homes, just you can't be stuck in a 2010 mindset, thinking you're going to steal a property in this Seller's Market.FYI- A strong borrower can purchase a $1,500,000 home with less than 80k out of pocket on a Fixed Rate and No PMI

And the ones that had loan maturities as the market was crashing were a mixed bag—some lenders worked with borrowers to find a successful plan, some were able to recapitalize, and some got foreclosed.  

Stop by any time, or bring some colleagues for an unofficial meet up in a nice space to converse.

The more you borrow, the less your cash flow.