He was priced well, broken down the cost on each item and was flexible with what I had done/chose not to do.

While you are free to bring another agent in to write the offer, traditionally the agent that shows you the property is normally who writes the offer.

However, I do have a traditional IRA (the funds in that had been rolled over from my former employer's 401K).

Also itemize capital expense and reserve requirements.

You can also set key word alerts to keep up on items or areas of interest.

Somewhere down the road I will reconsider but at the mean time, the most paramount item to take care of is finding a place to live.

@Justin Moon really your risks are similar to a traditional loan.

I understand what you mean Mike, I was referring more to kitchen cabinets and sinks and islands, bathroom items (shelfs, furniture to store towels in etc,) and various ingenious items that make everyday living and organizing easier argggg this is hard to explain I need a drink :beer: lol

If you do the traditional retail buyer price of making an offer on one property, waiting for a response, negotiating, inspecting, etc., you'll be lucky to buy one house a year from banks.I don't think banks will do anything tricky, like options.

Everything is stated accurately and the average maintenance costs includes allowances for these items.