On a two story house this means junction boxes in random spots on wall or more extensive sheet rock work.

I spent part of 2016 locking in some 5/1 ARMs - from 3.08% to 3.33% with the expectation that it'll give me some time to react to the market depending on who's crystal ball is actually right.

So while I have an initial nest egg, it doesn't go into the calculations because it isn't anticipated to be spent. 

If you do a search on "notes" up in the search box on the site, you will likely find a number of results of threads that have been started on the topic.  

My attorney actually spent considerable time with me before he earned a dime, however, now he's closed about a dozen transactions (including the title work) with us, so it definitely paid for him.Best of luck!

"A huge issue that we had moving in was learning that the box springs for our beds will not fit up the stairway- not even the smaller size for kids beds.

They will appear (along with others that match the first three letter) below the reply box.

$516,000REFI amount of 75% (refi for school)   $487,500Loss at time of school refi                 - ($  28,500)Own cash spent (lost) during negative cash flow period = $516,000.  

The private version is not supposed to be distributed, since it has personal seller info, and may contain lock box codes.  

Originally posted by @Charlie Fitzgerald:Get a bunch of high school kids to clean it up and give them the porn tapes for payment... 99.99% of the population wont want that porn.... it's on 8mm roll and the pictures on the box (from the 60/70's) show gerbils and tubes.