I want to do a cash out refinancing in month 13 and maximize what I can pull out for my next purchase.The problem is that I started a retaining wall for the parking lot and the city stopped my work and said I need a permit.  

In the case of a hypothecation, you still retain ownership of your notes.In this case, you might consider attending the American Association of Private Lenders conference in November.

If that's getting paid, you know two things:1) Owner is at least engaged enough to write a check to retain ownership of the property, and2) You now know a mail box that is checked at least a couple times a year.

There are regional banks that hold notes and service, then sell servicing retained after the note is seasoned for compliance.

The total of this fund is about $120k.Moving it to a traditional IRA I would retain all $120k, but pay taxes on my withdraws, both principal and earnings, based on my tax bracket at the time I withdraw it after age 59.5.

In our instance it actually made more sense to start with a company due to the source of our seed funding (it came from the retained earnings in another company).The use of a Limited Liability Partnership (LLP) in most provinces is restricted to groups of professionals (doctors, lawyers, accountants) carrying our their profession.  

I retain a very compentent CPA for his expertise who specializes in real estate and cooperate accounting.

With you retaining an option to buy him or her out at a fixed return

The Client will be provided a copy of all signed agreements and extensions, and the Property Manager will retain a copy.§3-2 The Property Manager shall communicate regularly with the Client, either orally or in writing and shall provide the Client with written reports as needed and as agreed between all parties.

With regard to the houses not being dont,  your right they Philadelphia got so hot it was hard hire and retain contractors to finish the houses.