Maybe you can sell and take that cash to a better producing property in a bigger market?  

@Dustin Albers - I work with a team of realtors in Chicago that are knowledgeable, top producers that I have run all of my own deals through.

I also have been listening/watching many podcasts with Brandon Turner and Josh Dorkin, which are incredible and second to none when it comes to real estate investing material. 

It has been an incredible resource for a newbie like me!

I've been a part of online networking communities in the past, and found them incredibly valuable.

I say it is not a great investment because it does not met the 2% or even the 1% rule of thumb to produce good cashflow.

Hi Kim, I have two off market property in Mayfair, 19149, section that produce immediate cash flow.

Mortgage terms in Canada vary from 6-months to 10-years with the 5-year, fixed-rate financing being the most popular (but not necessarily the best).You will come out ahead in the long run by using variable rate financing - there have been analytical studies comparing fixed-rate versus variable over the interest rate history from post WWII until present days which produced these findings.  

get educated. the best way i learned about REI is listening to the podcasts. they are incredibly helpful. you might not understand what people are talking about a first but as your knowledge increases you'll start to catch on. 

By everything I have read for a buy and hold investor these should easily produce a monthly cash flow of 100-200 per month just applying the 50% rule.