Each cash-flowing rental property should IMPROVE their DTI; how else would all these folks on BP from the Bay Area have 8 mortgages for a half million dollars each & still be able to get a 9th?

My concerns right now are heightened because I’ve heard from other investors that share the same property manager that they’ve experienced longer than expected vacancies as well.I’m half way into a value add opportunity and the vacancies are killing my timelines.

I found the perfect property, but one half just began a long term lease back in may.

Half the time it's fine, the other half when no one knows what they are doing and there's no agents doing the hand-holding...Yes, if the contract says "page 5 of 6" at the bottom, we need all 6 pages, and no you can't "negotiate" to hide parts of the contract from the underwriter.

If I pay her back in 6 months, would I actually owe half of the annualized return rate or 5% of the total cash borrowed?

The house also has an in-law suite that I will be able to rent out for around $1,100 – 1,200 per month.The house is less than 1 mile from Towson University which makes it a good back up if I can’t sell to just rent the entire house out for over $3,000 per month.

For flipping no it is not, because lets assume purchase price 470k + 27k in repairs = $497k it will probably cost at least 5% of the sale price in realtor fees and closing costs probably more so ($525k x 5%)= $26,250So $497k + 26k = $523k thus in a best case scenario you risk half a million dollars to make $2,000 if anything goes wrong you lose money, if you have to borrow you probably lose money.

I'm reading all of this (only about half way through) and there is nearly a dozen major violations the company I used to work for are involved in.

Hi all, I had two different bathrooms in my rental units re-glazed about a year and a half ago. 

A cash refi on my first house hack allowed me to pay off half of my student loans and still had money set aside for my next investment.