@Matthew Paul my first broker required all new agents to be in the office cold calling FSBO, expired listings, and preferred farm area for several hours x times a week.

I wrote out a few checks to the bank ($15k, $20k, and $20k), that would required a week or more hold.

Regarding wholesaling, Illinois changed the law about 4 years ago which requires wholesalers, for the most part, to have an agent license.

It does not need to rain nearby to get a flash flood down a wash, that is why hiking slot canyons requires a knowledgeable permitted guide (definitely a bucket list item). 

If you can do those two things, you'll be better than 90% of wholesalers and investors are going to desperately want to work with you. 

In that case the owner decided to require that the contractor be bondable rather than requiring a bond.  

My lender just told me that 2nd home liens are required to pay points.

These institutions may have less restrictive membership requirements compared to local credit unions.

I mean you cant release properties and leave the dogs. thats what banks worry about.In your case you will have to see if they will negotiate a new release number for you.. this usually requires an apprasial etc. 

I wouldn't exactly call them wrong numbers, but it does require a little more detective work to track down your target if the only number you can get to pick up is a work number or a family member.