Currently have 20k in a HYSA and another 20k split between Rollover IRA (7k), Roth IRA (10k) , Traditional/Roth 401k (5k).

You read the current minimum size for a buildable lot in the code requirements outside urban areas, specially when septic is involved, and these lots simply don’t pass.

Or alderman allowing case by case currently city wide but the regulations would make it a right of property owners without alderman approval needed? 

Ken,I currently invest in option b-notes and found this to be the simplest so far.

My current tenants have a lease until August 31, but they plan to move out and return the keys by August 15.

Do you currently own any properties? 

I'm currently under contract for an investment property multi unit in Tobin Hills.

If you need liability coverage only, you can get a personal umbrella insurance policy from most carriers, likely your current property insurance company would be the one I'd start with.~ Lindsey

We currently owe about $102,000 on the mortgage, with an interest rate of 3.75%.

The house is already in good living condition with great tenants currently in it.