It will take many years of crazy construction numbers to catch up with the extremely low amount of construction from 2008-2018. 

So for those 4 months, his paycheck drops to $940: his normal $1,000 minus the catch-up for the previous 4 months.Result: John has 4 months of slightly increased paychecks of $1,060 immediately followed by 4 months of reduced paychecks of $940. 

Catch that last line?

I agree, can definitely catch some cheaper SFH on the south side but as you know the 1% rule isn’t the end all be all on those higher risk properties.

Realtor is a great way to expand your knowledge, but there are other fields that may catch your interest and align with your goals.

Put the bucket under the tub spout and turn on the water - the bucket will catch the water so it doesn't go down the tub drain. 

What am I missing here, what's the angle, what's the catch ?

Great catch @Joe Facenda!! 

However, you'll have some govt person stating it's an emergency which is the catch-all defense for these things. 

I’m hoping to catch the call tonight.